Is anyone familiar with the term/process of "netdowns"? We are working with a CRA to send out prescreened offers. I've been having discussions with them about another issue, and this netdown process was brought up. I think the idea is that the third-party mailer actually removes some items from the list provided by the CRA because they are duplicates or because the mailer has some information about the given address being bad. Questions are:

(1) Does anyone find that problematic? I know per FCRA we have to send out a firm offer of credit to everyone on the list, but this process shouldn't be removing any valid info from the list. Presumably if there's no good contact info provided from the CRA we can't be held responsible for not contacting people.

(2) If you've dealt with this before, how did you make sure the list was being scrubbed only for items with bad contact info? I obviously don't want names removed from the list for any other reason.