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#2298947 - 07/02/24 08:14 PM Credit Card Application Disclosure
ComplyGuy Offline
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Joined: May 2015
Posts: 296
I'm confusing myself with regards to the exception for "Consumer Initiate Requests" found in 1026.60(a)(5).

If someone calls us and completes an application, that is "consumer initiated" and we don't have to provide the application disclosure. But if someone goes to our website, that is not "consumer initiated" and therefore we do have to provide the application disclosure? Is this correct?

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Lending Compliance
#2299095 - 07/09/24 02:23 PM Re: Credit Card Application Disclosure ComplyGuy
ComplyGuy Offline
Gold Star
Joined: May 2015
Posts: 296
Bump. Any thoughts?

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