I am curious to hear from other banks on who has to sign off on their employee loans? We currently have a signature from HR and the President of the bank. What do others require?

Why? Do they not go through the standard independent underwriting process?

Our Chief Accounts Officer who is our underwriter will sign off if it's within his authority, then to our Board loan committee if over his authority, just like any other loan. If the loan were to our CAO, then it would go directly to the Board loan committee.