We are looking at charging a credit report fee on all loans. Obviously, depending upon the provider we pull the credit report from the fee will vary. It may range from a little over $3.00 to a little over $8.00. My question is, could we charge a generic credit report fee of say $3.00? This would help recoup some of the costs and would alleviate lenders from trying to determine what the actual charge was. Would this be acceptable even though the fee was actually more than $3.00?