While you may not do many, it's obvious you have a disconnect on what's reportable. As Don pointed out, those two are not reportable, but how many others did you report that shouldn't be reported, and how many did you miss? There is more to it than just the dollar amount.
I'd spend some time reading:
http://www.ffiec.gov/cra/guide.htmNot very many does not mean you get to be "not very accurate".
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