<CENTER><img src=http://www.steffanco.com/Images/Steffan-Logo-Full-Formal.gif></CENTER>
<CENTER><b><p> Sr. Director / Director, Fair Lending Compliance </p>
<p>Richmond, VA</p>
<p>$105,000-$135,000 + Significant bonus structure</CENTER></b></p>
<P>Founded over 50 years ago this large national financial institution with an office in Richmond, VA has nearly 50 million customers worldwide. This company is a world renowned leader in its field with over 10 billion dollars in revenue a year and sales growth of over 9%. Recognized not only as an industry leader this company has received numerous awards including being named one of the top 100 training organizations in the U.S. Their beautiful corporate offices include amenities such as: cafeteria and coffee shop, grocery store, concierge service, health and fitness center, free attached parking garage, art gallery, nail salon, on-site banking and ATMs, on-site rental-car office, brushless car wash, nursing mothers' rooms, and a state of the art business center.</p>
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<b><u>PURPOSE</b></u>
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Ensure fair lending-related activities are in compliance with banking laws and regulations
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<b><u>RESPONSIBILITIES </b></u>
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<ul>
<li>Assist VP, Fair Lending with his/her responsibilities. </li>
<li>Oversight and responsibility for enterprise wide and business unit level fair lending program and activities</li>
<li>Prepare and implement an annual enterprise wide fair lending plan, as well as business unit level plans, as appropriate</li>
<li>Conduct Annual Fair Lending Risk Assessments of Business Areas</li>
<li>Prepare, review and implement fair lending policies and procedures, including documentation of fair lending reviews and action taken on an on-going basis</li>
<li>Prepare and deliver fair lending training</li>
<li>Prepare periodic reports on the state of fair lending compliance on an enterprise wide and business unit level </li>
<li>Develop and update, at least annually, all fair lending policies and procedure manuals</li>
<li>Remain current on all regulatory direction and information with regard to fair lending compliance</li>
<li>Remain knowledgeable of marketing and sales programs, as well as underwriting and pricing guidelines for business units</li>
<li>Work closely with the Senior Director/Director, Data Analyst Lead, to establish and maintain systems to monitor key fair lending issues at the business unit level, such as loan data, pricing exceptions, new marketing programs, underwriting exceptions, etc. </li>
<li>Work closely with the Senior Director/Director, Data Analyst Lead, to collect, maintain and analyze information from business units on marketing, underwriting, exceptions and servicing on an on-going basis</li>
<li>Work closely with the Senior Director/Director, Data Analyst Lead, on judgmental decision-making to monitor all aspects of the business, including calls and marketing, as well as underwriting and servicing. </li>
<li>Work closely with the Senior Director/Director, Data Analyst Lead, to review business level score cards, credit policies, practices and pricing. </li>
<li>Participate in internal audits that relate to fair lending and be responsible for implementing any recommendations that result from these audits, other self-assessments or regulatory reviews. </li>
<li>Assist with manual loan reviews, as necessary. </li>
<li>Assist in regression analyses, as necessary. </li>
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<b><u>Job Qualifications</b></u>
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REGULATORY KNOWLEDGE:
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<ul>
<li>Certified Regulatory Compliance Manager designation (CRCM) or other applicable compliance designation preferred. </li>
<li>Specialized ability to understand and interpret fair lending data analyst reporting from Shamus or Fair Lending Wiz. </li>
</ul>
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EDUCATION & EXPERIENCE
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<ul>
<li>3 - 5 years regulatory fair lending/consumer compliance experience. </li>
<li>Significant knowledge in banking law and consumer regulations preferred. </li>
<li>Bachelors degree, preferably in business. </li>
<li>Excellent oral and written communication skills. </li>
<li>Strong PC exposure preferred. </li>
<li>Ability to manage multiple projects simultaneously. </li>
<li>Strong leadership skills required, including motivating, training, and team building. </li>
<li>Previously demonstrated supervisory ability. </li>
</ul>
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SKILLS:
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<ul>
<li>Must have ability to routinely work with Business Area Staff, Compliance Managers, and regulators.
<li>Ability to serve as back-up for VP, Fair Lending. </li>
<li>Under little or no supervision, project leader for assigned group of less experienced professionals. </li>
<li>Position may require a moderate amount of travel (20-30%).</li>
</ul>
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<p>World-class benefits include: generous paid time off, annual and floating holidays, medical insurance, vision care, prescription drug benefits, dental coverage, pregnancy support, free onsite fitness facilities, 401(k), stock purchase plan, flexible spending accounts, life and accidental death and dismemberment coverage, dependent life insurance, short term managed income protection, long term managed income protection, family care and bereavement leave, educational assistance program, adoption reimbursement, volunteer groups, and much more!</p>
<p>To apply:</P>
<p>Email your resume as a Microsoft Word (.doc) or Rich Text Format (.rtf) attachment to:</P>
<b> <p>mkschutz@steffanco.com</p></b>
<p><b> Include the job you are applying for in the subject line (as it appears in the listing).</b> </p>
<p>If you wish to send more information about yourself please do so in the body of the email. </p>
<p>Include salary requirements and availability to interview.</p>
<p>For more job listings visit: <A HREF="http://www.steffanco.com/">
www.steffanco.com</A>.<p>
<p><i><Small>DISCLAIMER</p>
<p>The preceding job description has been designed to indicate the general nature of work performed; the level of knowledge and skills typically required; and usual working conditions of this position. It is not designed to contain, or be interpreted as, a comprehensive listing of all requirements or responsibilities that may be required by employees in this position. Steffan & Co., Incorporated acts as an intermediary between clients and candidates. The preceding job description is not designed, or be interpreted as a replacement for a client supplied job description. When available, a client supplied job description may be given during an initial interview. </p>
<p>Compensation information is meant only as a general guide and this job description does not constitute an offer for employment and is subject to change. Final compensation decisions are at the sole discretion of the client and may be greater than or less than the compensation listed depending on experience, education, skill set, compensation of other employees, and other factors deemed appropriate by the client.</small></i></p>