OK, we are switching to an Image Item processing environment later this year and I was wondering...how long are we required to retain the original paper item? What about other items like GL/Loan payment tickets? What about when we begin to do full-on image cash letters where no paper is transmitted, how long do we truncate original foreign items?

We maintain the on-us check/deposit originals for 30 days. We are in an image exchange with Endpoint Exchange and must retain the original transit items for 61 days according to The NCHA rules. There is no reason to maintian other items such as g/l's etc.

I would contact your State ABA office. I believe that each state is different.