Obviously, we will have the bank's name on our ARM disclosures, but is it a requirement to also include the bank's address? I was told the address is required, but I can't find that in the reg and I would like to produce one disclosure for each product rather than one disclosure for each product for each of our branches.

Honestly I don't know the exact answer to this, but why not just use the main office address. That's what we do here.

Under 226.18 you are required to identify the creditor giving the disclosure, but you are not required to disclose an address.

However, like Autumn's bank, we show the address of our main office on our discloures.