I recieved a HMDA Data input sheet this morning and it reflects the information of four people (two couples) that are purchasing an investment property together. I can only input one set of monitoring data...which I have done. My question is the annual income is the aggregate of all four parties. Since I only used one couple's monitoring data should I only use their income or still put in the aggregate income of all four since that was what the credit decision was based on? Thanks.

You use the income amount that was used to make the credit decision. If the officer used the aggregate incoe of all four people, then that is what you would report.

Thank you. That is what I thought but I wanted to make sure. I appreciate your quick response.