KC is correct. Get charter of organization showing beneficiaries as low or moderate income people. Also get a statement from them about the use of the loan proceeds and the primary purpose if for LMI beneficiaries. If the loan is secured by real estate, it would be reportable as a small business loan (if $1 mil or under) and not as a CD loan. But if it is unsecured it wouldn't be reportable as a small business loans as KC points out and therefore may be reported as a community development loan if you have the documentation to support its community development nature.
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