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#625797 - 10/17/06 06:50 PM Equifax Credit Score Ranges???
ComplyOhMy Offline
Platinum Poster
Joined: Dec 2005
Posts: 514
Lexington, Kentucky
Does anyone out there that uses Equifax for pulling credit bureaus know the full credit score range they use?

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Lending Compliance
#625798 - 10/17/06 07:24 PM Re: Equifax Credit Score Ranges???
HRH Okie Banker Offline
Power Poster
Joined: Jan 2003
Posts: 3,070
Oklahoma
Equifax uses the BEACON score. Scores range from 363 to 830 (high scores indicate lower risk levels)
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#625799 - 10/18/06 01:03 PM Re: Equifax Credit Score Ranges???
sue's mom Offline
Gold Star
sue's mom
Joined: Feb 2003
Posts: 455
IL
What about the range for TransUnion? I have been using 300 - 850.

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#625800 - 10/18/06 04:11 PM Re: Equifax Credit Score Ranges???
Beagles22 Offline
Power Poster
Joined: Jan 2004
Posts: 3,626
State of confusion
Our TU rep told us to use 336-843 and it passed with flying colors so far.
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Going to church doesn't make you a christian any more that standing in your garage makes you a car.

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#625801 - 10/18/06 04:12 PM Re: Equifax Credit Score Ranges???
HRH Okie Banker Offline
Power Poster
Joined: Jan 2003
Posts: 3,070
Oklahoma
I'm pretty sure that TranUnion uses the FICO Score by Fair Isaac. That range IS 300-850.
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Just working here until I get my letter from Hogwarts.

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#625802 - 10/18/06 04:44 PM Re: Equifax Credit Score Ranges???
ComplyOhMy Offline
Platinum Poster
Joined: Dec 2005
Posts: 514
Lexington, Kentucky
Thank you. You have been a great help!!!!

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