We recently switched account opening software. With the previous software our individual checking accounts could have authorized signers. With this new software they are saying the authorized signer has to be a power-of-attorney according to PA law????? Is this correct?

I don't know what the law says but we are a PA bank and we have many authorized signers that are not POAs. What about accounts like churches etc? Aren't all signers on these accounts just authorized signers and not account owners?