Bonus Sign-Ups on Credit Cards—Unfair?
11/03/2024
Can we have sign up fees for credit cards?
Deborah Crawford
Bio:
Deborah Crawford is the President of gettechnical inc. She specializes in compliance and regulations for the deposit side of financial institutions. Her 27+ year career in banking and training began at Hibernia National Bank. She has been a seminar leader for many state associations and credit union groups across the nation. She has Bachelors and Masters degrees from Louisiana State University.
Questions Answered
Risk of cash deposits by individuals not on account
11/03/2024
What is a funnel account?
Is an ATM Machine fraud a cybercrime?
05/12/2024
Is an ATM Machine fraud a cybercrime?
Represented Items unfair?
05/12/2024
If we charge an overdraft fee on a represented item is that considered unfair?
Is marijuana-related business still high risk?
05/05/2024
Do we file SARS on all marijuana-related business?
Is cash suspicious?
04/28/2024
If our customer deals in cash does that make him or her suspicious for BSA?
Can regulators make you file a SAR?
04/21/2024
Our regulators want us to file a SAR when a non-customer cashes a check at our institution and in the memo line it says something like “air conditioning repair”? How do we do this?
Refusing accounts if not registered for BOI? Big NO
04/14/2024
Should we refuse accounts of businesses not registered for BOI today?
What about the Amish for BOI?
04/14/2024
If a beneficial owner or company applicant’s acceptable identification document does not include a photograph for religious reasons, will FinCEN accept the identification document without the photograph?
My customer moves around what would be address for BOI?
04/07/2024
What residential address should be reported if a reporting company is required to a report an individual’s residential address, but that individual does not have a permanent residential residence?