Extended ID Theft Alerts

Answered by:

Question:

If a customer is a victim of identity theft, they notify credit bureau. The bureau places an initial alert for 90 days. Does the bureau automatically extend the alert for 7 years or does consumer have to request that?

Answer:

The FTC explained the actions a consumer who is a victim of identity theft should take when they want to place an extended fraud alert on their credit report for 7 years. The consumer does that.

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