Answer:
Answer by Andy Zavoina: This can vary by state law and may also vary with regards to indoor and outdoor ATMs as well as what is seen and if it is black & white or color. There can be many variations.
These are also effective in resolving ATM unauthorized withdrawal claims and may save your institution money in this way.
Answer:
Answer by Hussam Al-Abed: Installing and monitoring surveillance cameras at and around ATMs. Surveillance cameras at and around ATMs serve two main purposes-to deter robbery and fraud, and to facilitate offender identification. If the experience with surveillance cameras inside banks is any guide, they serve the latter purpose better. There are two basic types of surveillance cameras-those that capture live images (such as CCTV), and those that merely record images that can be viewed later. Surveillance cameras should record both close-up images of the ATM user and the view immediately behind the user. A camera placed on or inside the ATM that is activated when a transaction is initiated serves this purpose. Such cameras should have wide-angle lenses not exposed to direct sunlight and should be mounted high off the ground to prevent vandalism. Plainly visible cameras are more effective deterrents to robbers, but are more vulnerable to vandalism.Older technology uses videocassette recording; newer technology, which costs less to maintain, provides digital color images that are transmitted via Internet networks to remote sites, where they can be viewed online or stored and retrieved later. Dummy surveillance cameras should not be used unless there are also working cameras at the site, because they create a false sense of security among ATM users.
Source:
U.S. Department of Justice
Office of Community Oriented Policing Services
Problem-Oriented Guides for Police Series
www.cops.usdoj.gov
Robbery at Automated Teller Machines
by Michael S. Scott
First published on BankersOnline.com 1/2/06
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