Redlining and CRA
10/09/2022
What is redlining in terms of CRA?
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10/09/2022
What is redlining in terms of CRA?
10/09/2022
Is it possible to evaluate the impact of different CRA Assessment Area configurations on my CRA performance standards and my bank's comparison to those standards?
10/02/2022
What is the most important CRA decision a bank makes?
10/02/2022
What's the worst mistake a bank can make regarding the CRA?
09/25/2022
Is there a test that measures the adequacy of a bank's lending volume in its Assessment Area?
09/25/2022
What's the difference between a Large Bank CRA exam and an Intermediate-Small Bank CRA exam?
09/18/2022
Must an Assessment Area consist of whole counties?
09/18/2022
Is there any reason why an Intermediate-Small bank should voluntarily file its annual CRA activity?
05/19/2008
Your bank approved a mortgage on a residential property for the purpose of purchasing the property. The bank relied upon the income of the borrower as indicated in his tax return, but also took into consideration the income of corporations owned and controlled by the borrower. Should your bank include only the adjusted gross income as reported on the personal tax return or should you also include the income of the corporations owned and controlled by the borrower and upon which you considered when making your credit decision?
05/19/2008
A residential 1-4 family property loan is originated by your bank for the purpose of purchasing a property in an MSA where you have a branch. The owner-borrower will be a Trust. What is the correct occupancy code? Should it be "2", not borrower occupied or "3", NA?