Oriental Bank pays $447,125 for flood insurance violations
Issued by FDIC
FR Citation | Date | Status | Comments |
---|---|---|---|
88 FR 35150 | 05/31/2023 | Final rule; Effective 8/29/2023 | Amends Regulation B by adding subpart B to implement ECOA amendments made by § 1071 of the Dodd-Frank Act requiring small business lending data collection. Includes loan data on businesses owned by women or minorities. Also includes conforming amendments to existing regulation. See § 114(b) for required compliance dates. |
86 FR 56356 | 10/8/2021 | Proposed rule; Comments due by 1/6/2022 | Proposal would amend Regulation B to implement ECOA amendments made by § 1071 of the Dodd-Frank Act requiring small business lending data collection. Would include loan data on businesses owned by women or minorities. |
85 FR 46600 85 FR 52332 | 8/3/2020 8/25/2020 | Request for Info | Asking for comments and info to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable and nondiscriminatory access to credit, etc. Comments due by 12/1/2020 |
82 FR 45680 | 10/2/2017 | Final Rule | Permits creditors flexibility in complying with Regulation B in order to facilitate compliance with Regulation C, makes some changes to model forms. Effective 1/1/2018 except as indicated. |
81 FR 44764 | 7/11/2016 | CFR Correction | Removed extraneous text from Supplement I. |
81 FR 25323 | 4/28/2016 | Final rule | Adopts as final the interim final rule adopted in December 2011. |
78 FR 60381 FR Submission | 9/13/13 Published 10/1/13 | Final rule | Second wave of fine-tuning and clarifying changes to January 2013 final mortgage rules. Includes changes to Regs B, X and Z. Makes a technical change to NCUA address in Appendix A, and two technical changes to the Commentary to § 1002.14 of Reg. B. |
78 FR 39901 FR Submission | 6/24/13 Published 7/2/13 | Proposed rule, finalized 9/13/13 | Second wave of proposed fine-tuning and clarifying changes to January 2013 final mortgage rules. Includes proposed changes to Regs B, X and Z. Would make a technical change to NCUA address in Appendix A, and two technical changes to the Commentary to § 1002.14 of Reg. B. Comments due 7/22/13. |
78 FR 7215 FR submission | 1/18/2013; publ. 1/31/13 | Final rule | Requires mortgage lenders to provide home loan applicants for first-lien mortages with copies of written appraisals and other home value estimates developed in connection with the application. Also requires notifying applications within 3 days of application that the free copies will be provided. Finalizes proposal at 77 FR 50390. Effective 1/18/2014. |
77 FR 50390 Summary | 8/15/12, published 8/21/12 | Proposed rule Finalized 1/18/13 | Proposal would require mortgage lenders to provide home loan applicants with copies of written appraisals and other home value estimates developed in connection with the application. The rule would ensure that consumers receive information prior to closing about how the property's value was determined. Comments by 10/15/12. |
76 FR 79441 | 12/21/2011 | Interim Final Eff. 12/30/11 | Interim final rule transferring rule from FRB . Comments accepted through 2/21/2012. |
Previous (Federal Reserve) Federal Register documents affecting this regulation. | |||
76 FR 59237 | 9/26/11 | Final; effective 9/26/11 | Adds § 202.17 to clarify that motor vehicle dealers remain exempt from requirements of § 704B of ECOA (added by Dodd-Frank Act) to collect and report info concerning applications made by women- or minority-owned business and by small businesses until the effective date of final rules issued by the Board implementing those requirements. Please note that § 202.17 was not republished by the Bureau of Consumer Financial Protection in Part 1002. |
76 FR 41590 | 7/15/11 | Final; effective 8/15/11 | Amends certain model notices which combine adverse action notice requirements for Reg B and the FCRA, to reflect new credit score disclosure requirements added by § 1100F of the Dodd-Frank Act. The FCRA amendments are effective 7/21/11. |