share$447,125
Oriental Bank pays $447,125 for flood insurance violations
Issued by FDIC
Recent Federal Register Documents Affecting this Regulation
Federal Register documents affecting this regulation:
| FR Citation | Date | Status | Comments |
|---|---|---|---|
| 76 FR 41602 | 7/15/11 | Final; effective 8/15/2011 | Amends FRB risk-based pricing rules to require disclosure of credit scores and information relating to credit scores in risk-based pricing notices of a credit score of the cconsumer is used in setting material terms of credit. Reflects new FCRA §615(h) rerquirements added by § 1100F of the Dodd-Frank Act, effective 7/21/2011 |
| 76 FR 13902 | 3/15/10 | Proposed; Finalized 7/15/11 | Would require disclosure of credit scores and information relating to credit scores in risk-based pricing notices if a credit score of the consumer is used in setting the material terms of credit. These proposed amendments reflect the new requirements in section 615(h) of the FCRA that were added by section 1100F of the Dodd-Frank Act. |
| 75 FR 2724 | 1/15/10 | Final; Eff. 1/1/11 | Final rule to implement the risk-based pricing provisions in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amends the Fair Credit Reporting Act (FCRA). Added Subpart H. |
| 74 FR 62890 | 12/1/09 | Final; Eff. 12/31/09 & 1/1/12 | Final rule adopting revised model form for disclosures under GLBA privacy rules. The 2012 effective date is for removal of vestiges of the old rule. |
| 74 FR 31484 | 7/1/09 | Final Eff. 7/1/10e | Implemented the accuracy and integrity and direct dispute provisions in section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) that amended section 623 of the Fair Credit Reporting Act (FCRA). Added Subpart E. |
| 74 FR 31529 | 7/1/09 | Advance Notice of Proposed Rulemaking (ANPR) | Request for comment to gather information that would assist the Agencies in considering the development of a possible proposed addition to the furnisher accuracy and integrity guidelines published the same date (see above). |
| 74 FR 22639 | 5/14/09 | Final; Eff. 1/1/10 | Technical corrections to final rules issued on 11/7/07 implementing the affliliate marketing provisions, and on 11/9/07 implementing the identity theft red flags and address discrepancy provisions, of FACTA. The 5/14/09 changes were immediately effective, except for changes to Appendix C, which took effect 1/1/10. |
| 73 FR 28965 & 73 FR 30814 | 5/19/09 & 5/29/08 | Proposed; finalized on 1/5/10 (see above) | Proposed rules to implement the risk-based pricing provisions in section 311 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act), which amends the Fair Credit Reporting Act (FCRA). |
| 72 FR 70943 | 12/13/07 | Proposed; Finalized on 7/1/09 (see above) | Proposed regulations and guidelines to implement the accuracy and integrity provisions in section 312 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). |
| 72 FR 63717 | 11/9/07 | Final, but corrected on 5/14/09 (see above) | Implementing §§ 114 and 315 of FACTA, relating to ID theft red flags and address change verification, and address discrepancies, respectively. |
| 72 FR 62909 | 11/7/07 | Final, but corrected on 5/14/09 (see above) | Implementing § 214 of FACTA, relating to affiliate marketing. |
| 71 FR 40785 | 7/18/06 | Proposed; finalized 11/9/07 (see above) | Proposed rules and guidelines to implement §§ 114 and 315 of FACTA, relating to ID theft red flags and address change verification, and address discrepancies, respectively. |
| 71 FR 14419 | 3/22/06 | Advance notice of proposed rulemaking (ANPR) | Agencies sought comments to gather information useful for developing the guidelines and regulations required by section 312 of the Fair and Accurate Credit Transactions Act (FACT Act). See also entries for proposed (12/13/07) and final (7/1/09) rules, above. |
| 70 FR 70664 | 11/22/05 & 12/22/05 (corrections) | Final; Eff. 4/1/06 | Implements amendments to FCRA made by § 411 of the FACT Act, relating to obtaining and using medical information in consumer reports and sharing same with affiliates. Delayed the effective date of the interim rule published on 6/10/05 (see entry below) until 4/1/06 . |
| 70 FR 33957 | 6/10/05 | Interim Final; Eff. 3/7/06 | Implements amendments to FCRA made by § 411 of the FACT Act, relating to obtaining and using medical information in consumer reports and sharing same with affiliates. Replaced by final rule 11/22/05 (see entry above). |
| 69 FR 77610 | 12/28/04 | Final; Eff. 7/1/05 | Implements section 216 of the Fair and Accurate Credit Transactions Act of 2003 by amending the Interagency Guidelines Establishing Standards for Safeguarding Customer Information. Section 216 addresses proper disposal of consumer information from credit reports. |
| 69 FR 42501 | 7/15/04 | Proposed; finalized 11/7/07 (see above) | Proposed rules relating to information sharing with affiliates for marketing purposes. |
| 69 FR 33281 | 6/15/04 | Final | Adds model notices that financial institutions may use to comply with the notice requirement relating to furnishing negative information contained in section 217 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). |
| 69 FR 33281 | 4/28/04 | Proposal; | Proposal to implement amendments to FCRA by § 411 of the FACT Act, addressing obtaining, use and affiliate sharing of medical information in consumer reports. |
| 69 FR 19123 | 4/12/04 | Proposal; finalized on 6/15/04 (see above) | Proposal to add model form to be used with the notice requirement relating to furnishing negative information. |
| 69 FR 6526 | 2/11/04 | Final | Publication of effective dates for FACT Act provisions. |
| 68 FR 74529 | 12/24/03 | Proposal; finalized on 2/11/04 (see above) | The Agencies proposed rules that would establish a schedule of effective dates for many of the provisions of the FACT Act for which the Act itself does not specifically provide an effective date. |
| 68 FR 74467 | 12/24/03 | Interim final; eff. 12/31/03 | Established December 31, 2003, as the effective date for provisions of the FACT Act that determine the relationship between the Fair Credit Reporting Act (FCRA) and state laws and provisions that authorize rulemakings or other implementing action by various agencies. |
First published on:
01/24/2014