Fair Lending is one of the "hottest" topics with the regulators at this time. Requiring spouses (or anyone) to sign a loan - or the appearance your loan officers are doing so - is a significant fair lending issue.
The NEW Loan Estimate will be required for any consumer purpose loan secured by dirt. Are you ready? Join us for section-by-section step-by-step instructions on how to complete the NEW Loan Estimate.
Recorded on July 16, 2015
Business or Consumer Purpose, That Is the Question!
Determining if a loan is business or consumer purpose is a basic but extremely important step in lending. It has been important for many years (Regulation Z was enacted in 1968!) yet banks still spend a great deal of time making the distinction.
Recorded on June 22, 2015
50 Key Considerations for Integrated Disclosure Rules
Mary Beth and Jack will guide you through 50 key considerations that you need to think about and work through in order to approach the August 1, 2015 TRID deadline with complete confidence.
Reports from examiners and auditors indicate that a number of creditors are struggling with the requirements. Neither the requirements of Regulation B nor the requirements of Regulation Z are particularly complicated.
This webinar is all about what works in a successful loan review function in a community bank, and not in a large bank. You will get information about how to review credits in your community and at your community bank.
Construction lending requires knowledge of unique lending processes and an understanding of how to manage these processes. It is a trap for the unwary who think construction lending is simply making a real estate loan.
Mom, Dad and their 18 year old daughter want to borrow a few thousand dollars for tuition for the daughter's next semester at State University. Do you make loans like this?