Most Popular Lending Content
2024 is going to be a big year for lending updates. Do you know what they are?
04/28/2024
Is your FI ready for all the regulatory changes and updates facing you institution in 2024.
Flood - Are fixtures, contents?
04/28/2024
On our commercial loan agreements, we are using fixtures as collateral in a blanket security statement. Does this mean we need contents coverage on the flood policy? I read somewhere that Fixtures = Contents.
UDAAP penalties are costly
04/28/2024
How much "teeth" does UDAAP really have to penalize a bank?
New Branches and CRA
04/28/2024
What are the main compliance concerns when considering opening a small satellite office or branch which is located withing your CRA area? Specifically with issues in dual control / audits / approvals and when limited staff is available at different levels? Are rules any different that with the main branch?
We sent a new disclosure to inform a consumer of an inadvertent APR error. Is this OK?
04/28/2024
If we find a loan’s APR is outside of tolerance, can’t we just send a new disclosure showing the correct APR to fix this inadvertent error?