Latest Compliance - Delinquent Accounts/loans Topics

Credit scoring systems are becoming increasingly popular among lenders, particularly as lenders are pressured to make fair and consistent decisions.

What happens to compliance specialists? Is it just more compliance out there or is there something else? One former luminary of the compliance world has entered the ranks of the best sellers.

Question: Our HMDA LAR shows a drop in activity from last year. Will this be a concern in our next examination?

Question: Our HMDA reports show that we have improved our ratio of lending to minorities but the percentage of minorities that are borrowers is smaller than the percentage of minorities in o

Question: Are there any special rules or exemptions for "small banks" (those under $250 million in assets) when it comes to data reporting under HMDA and CRA?

Question: Our construction lenders often make loans to consumers to purchase a lot and take security in the lot.

On October 18, 1995, the financial regulatory agencies proposed new flood insurance regulations to carry out the provisions in the Riegle Community Development and Regulatory Improvement Act of 199

On September 30, 1995, President Clinton signed into law amendments that will bring an end to >

The Federal Reserve Board has proposed an update to the Official Staff Commentary to Regulation B, Equal Credit Opportunity.

The FRB has published its final commentary to Regulation C, Home Mortgage Disclosure. It takes effect on January 1, 1996 and will affect your data collection and reporting for 1996.