Most Popular Compliance Content
What Happens when a POD Passes
04/10/2022
What happens when one of 2 or more beneficiaries dies before the account owner? In this case I'm referring to a depsoit with two beneficiaries and one has pre-deceased the account owner. The account is in PA if that influences the answer.
Reg E Written Notices
04/03/2022
In a Reg E error investigation, when do we have to notify the customer in writing vs. an oral notice?
Documenting IRA Contributions
04/03/2022
When a customer opens an IRA and wants to contribute to it each year, what forms are necessary to add to existing IRA?
UDAP vs. UDAAP
04/03/2022
Where does the CFPB’s authority come in when they determine something is “Abusive”?
Funds Availability Rules on Mobile Deposits
03/27/2022
This is about holds on mobile RDC Deposits, specifically what are the rules on funds availability? For what periods of time are we permitted to hold funds on mobile deposits and is the item itself going to affect this? Also, pertaining to a legal copy of deposited checks - are we obligated to provide the client with the IRD in a digital bank environment, or just a notice covers us?