Most Popular Compliance Content
Requirements for Physical Info on CC/DC
03/26/2017
I am wondering if there are any requirements of what needs to be printed on a physical credit or debit card. We currently have information about phone numbers and the fact that the card is the financial's property but I am wondering if any of this is required or if we are missing information.
Advertising Rates on CD/Savings Acct. (Reg DD)
03/19/2017
When advertising rates on CD's and savings accounts do you have to state the interest rate and the annual percentage yield or is the annual percentage yield sufficient to be in compliant with Reg DD?
Home Inspection Invoice-Itemize on Estimate
03/19/2017
Should the bank itemize on the Loan Estimate a home inspection invoice that itemizes a termite inspection?
Credit Score Disclosure Exception Notice
03/19/2017
Our bank has a consumer line of credit product that is payable on demand with no set maturity date but there is an annual review. During the annual review, a credit report is pulled. We do not utilize risk-based pricing and have chosen to use the Credit Score Disclosure Exception Notice. Is this notice required in this case?
Prepaid account error claims
03/19/2017
Will error resolution requirements under the Prepaid Rule be like those for EFTs?