Latest Compliance - Reg. M Topics

Question: Our construction lenders often make loans to consumers to purchase a lot and take security in the lot.

The Department of Justice never seems to sleep. Its attorneys are even now developing cases that will test new legal theories under the fair lending laws.

Not yet, but soon. The new policy on exemptions won't be issued until the suspicious activity report process is final.

It's that time of year again. Time for resolutions - and time for updating lots of forms.

Question: I am concerned about how our bank will perform under the new CRA regulation. We are a small bank (less than $250 million).