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Is my customer structuring?

Question: 
I am not sure what structuring is anymore?
Answer: 

On the SAR these activities are listed as structuring:
a) Alters or cancels transaction to avoid BSA recordkeeping requirement
b) Alters or cancels transaction to avoid CTR requirement
c) Suspicious inquiry by customer regarding BSA reporting or recordkeeping requirements
d) Transaction(s) below BSA recordkeeping threshold
e) Transaction(s) below CTR threshold

First published on 01/27/2019

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