Latest Security - Indirect Lending Topics

Question: A check was deposited with our institution, payable to a corporation, split into two corporate accounts.

Question: Income tax refund is coming up. When we get a check at the teller's window that is payable to both husband and wife, and only the wife is here, can we cash the check?

Question: Our Direct Deposits are posted to be available on the day instructed, and are available in our bookkeeping area and over the window in the branch.

Question: We are having a few problems with the Bank Secrecy and Money Laundering rules. Can you please describe the situations where multiple transactions apply?

As ATMs become more common and their use increases, so will the crimes connected with them increase.