Latest Security - Security Interest Topics

Use UCC As a Security Agreement?

06/24/2013

I have a note that references a Security Agreement but there is no Security Agreement attached. Instead there is a UCC that is being use as a Security Agreement. Is this okay, or should there also be a Security Agreement that references the UCC?

Security Interest Description for Construction

03/25/2013

I have an existing mortgage on land. We are disclosing a construction loan. Should the security interest description in the fed box show purchase money AND real estate or simply real estate and does that really matter. The assumption clause is there either way.

Certificate of Deposit for Collateral-Wrong #

03/04/2013

We have taken a certificate of deposit for collateral on a loan. The officer printed the assignment of deposit with the collateral description reading all existing and future accounts instead of the CD and number we actually took. Are we covered if the loan defaults?

VIN # Required for A Car Loan?

01/28/2013

The Fed box on a note. For a car loan, can you only put the year of the car and maybe the make. Do you have to have the vin # there as well?

ROR if Modifying HELOC & Increasing Credit Limit?

10/08/2012

If we are modifying a HELOC and increasing the credit limit do we have ROR?

PMI Disclosures Required on Non-Owner Occupied?

09/10/2012

Are initial PMI disclosures required on non-owner occupied purchase transactions?

Using Savings/CD Account for Collateral-Not Owner

06/25/2012

Is it permitted to use someone else's savings or CD account (borrower isn't a co-owner) for collateral on a loan?

R of R Apply to Mobile Home w/o Land Refi?

05/21/2012

Does R of R apply to a mobile home without land refi?

Filing Requirements-Perfecting Security Interest

05/07/2012

I have a question regarding correct filing requirements for perfecting a security interest. The company is incorporated in Delaware and they are registered in Virginia (not domesticated). Our collateral is not real estate and is not farm/timber related collateral. Do we file in both Delaware and Virginia?

Filing Requirements-Perfecting Security Interest

04/30/2012

Vendor Guru Q&A - Security

Proactive Protection: Readiness and Resources for Crisis Response

Bitcoin ATMs: The Rise, the Fall, the Risks

Staying ahead of check fraud during tax season

Weathering the Storm: Disaster-Proof Your Operations

Counterfeit Cards are Still in Play in the U.S. Banking Arena

Internal Intrusions: Safeguarding Against Employee Fraud and Data Theft

Keeping Up With the Fraudsters

Telephones in Vaults

Navigating the Next-Generation Wave of Check Fraud

Facilities Coordinator as After-Hours Contact

Proactive Protection: Readiness and Resources for Crisis Response

04/20/2025

On April 10, 2025, in the city of Louisville, KY, communities gathered for StoryFest - a celebration of resilience and healing through storytelling.

Bitcoin ATMs: The Rise, the Fall, the Risks

04/13/2025

The increased attention on cryptocurrency since President Trump returned to the White House is shining the spotlight on Bitcoin ATMs as part of the broader crypto ecosystem.

Staying ahead of check fraud during tax season

04/06/2025

How can IQA and IUA, combined with AI technologies, support fraud prevention?

Weathering the Storm: Disaster-Proof Your Operations

04/06/2025

Spring ushers in the heightened risks of volatile weather that can disrupt lives, businesses, and entire communities.

Counterfeit Cards are Still in Play in the U.S. Banking Arena

03/30/2025

In October 2015, U.S. card networks shifted fraud liability for card-present transactions from issuers to merchants if the merchant failed to have an EMV-enabled point-of-sale terminal to accept EMV chip cards. Since the fraud liability shift took effect, ...

Latest Security - Security Interest Topics

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