The calculation of points and fees on residential mortgage loans has never been more important or complex as it will soon become under the huge changes effective in January under the Dodd-Frank Act.
Recorded on July 23, 2013
Commercial Lending and Regulatory Compliance - Making it Work
Whether you are making ARM loans now, or simply anticipate that you might in the future as an alternative to balloon loans, the ARM loan notice requirements will be of interest.
Recorded on April 09, 2013
Impact of the New Mortgage Rules on Your Loan Process
The Consumer Financial Protection Bureau has amended the RESPA regulation to put a whole new twist on requirements relating to homeownership counseling.
Recorded on March 26, 2013
New Mortgage Regulations: Pre-Implementation Strategic Decisions
Believe it or not, implementing all the new CFPB mortgage regulations is only the second step in the process. These rules will have a fundamental impact on the industry, creating new obstacles as well as opportunities for lenders.
It's time to give your Customer Identification Program a thorough review and update. Many operational issues have changed and security systems installed over time so that your CIP may be out-of-date and cumbersome to your frontline.
Recorded on October 25, 2012
CRA Small Business/Small Farm Reporting - Ending the Pain
Learn how to efficiently identify and categorize loans for your annual CRA submission or for your examination if your bank does not submit your annual data.
You may know how to fill out the form, but do you have of a SAR filing structure that a third party reviewer can recognize and evaluate? If so, how well does that structure work?
Fair lending violations are getting a lot of attention from examiners and from the Department of Justice. Violations can be very expensive and the damage to the reputation of the financial institution can be devastating.