Most Popular Compliance Content
Does RoR apply to a bridge loan?
10/29/2023
Will the right of rescission apply on a 12-month bridge loan to purchase the borrowers secondary dwelling, using their primary dwelling as collateral also?
Reasons for loan policy exceptions
10/29/2023
Why do loan policy exceptions sometimes occur?
Identifying the bank that accepted a mobile deposited check
10/29/2023
We just received a $750 check that was returned to us unpaid as a duplicate presentment. There is no information on the check to indicate where it had been accepted for deposit before we took it. How can I get that information, which I will need if we have to make an indemnity claim against that other bank.
Mobile deposits and funds availability
10/22/2023
Are mobile deposits subject to our credit union’s funds availability policy?
TRID disclosure error, correctible?
10/22/2023
The list of service providers we gave out has a mistake on it, The lender inadvertently put two providers in one box, One of these providers is an affiliate, the other provider is a third party, The contact information for the third party is right, but how the providers name is displayed as lenders affiliate-third party, would this be an issue? My concern was it would hinder borrowers ability to shop, also an affiliated business disclosure would be required. What are your thoughts?