Most Popular Compliance Content
Who is an "insider"?
02/26/2017
Who is an "insider" for purposes of Regulation O?
HMDA: Report in action year or app year?
02/19/2017
If we have a loan application taken in 2017 but the loan is not closed until 2018, when should we report this for HMDA?
In Person Withdrawals Count As Qualified? (MMDA)
02/19/2017
My client made 12 withdrawals in person from his money market. I thought the in person withdrawals did not count as a qualified withdrawals. Are we allowed to charge him fees?
Counterfeit Card Fraud: Report for Restitution
02/19/2017
In regards to Reg E, we know that we cannot make a customer fill out a police report to dispute a charge to receive provisional credit, however during the course of the investigation if there is true counterfeit card fraud can we then ask the customer to file the report in order for the bank to receive restitution in the event the fraudster is caught?
Chexsystems Authorized Signer: Run on Any Acct?
02/19/2017
My question pertains to authorized signers. Is it ever okay to run chexsystems on an authorized signer for any type of account? I have found the answer for commercial accounts, but does the same go for personal, joint, club, estate, trust accounts, etc?