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12/01/1996
If compliance specialists got a nickel for each time they answered a question on what loans are covered by which regulations or rules, we'd all be in a higher tax bracket.
FRB Proposes Rule on Self-Testing
12/01/1996
The Federal Reserve Board has published for comment regulations to implement the 1996 amendments to the Equal Credit Opportunity Act.
When and What: Coverage Rules for Lending Regulations: RESPA
12/01/1996
RESPA and Regulation X apply to all federally related mortgage loans, loans secured by a one- to four-family dwelling. The dwelling that secures the loan need not be the applicant's.
New High Cost Mortgage Trigger
12/01/1996
The Home Ownership and Equity Protection Act of 1994 requires the Federal Reserve Board to adjust the total amount of "total points and fees" paid by the borrower that triggers the additional discl
When and What: Coverage Rules for Lending Regulations: Regulation Z
12/01/1996
Truth in Lending and Regulation Z apply to all consumer credit, that is, credit requested by a consumer and for the use of the consumer. Business loans are exempt from Regulation Z.