Most Popular Lending Content
HMDA reporting and loan purpose
11/17/2024
If we have a consumer HELOC denial with the stated purpose of "purchase land to build a gas station," is it HMDA reportable?
HELOC historical table and SOFR
11/17/2024
Reg Z section 1026.40 requires us to disclose a historical table to reflect the most recent 15 years of index values. However, SOFR has only been available since 2018. Do we only need to disclose the years starting from 2018 even when the length of the plan is more than 15 years?
Loan files: moving from paper to electronic
11/17/2024
Why might an institution decide to digitize its loan files?
Loan files and financial institutions
11/17/2024
What are the main use cases for loan files?
HELOC closed in error -- What can be done?
11/10/2024
How can a HELOC be reopened when closed erroneously without the member having to reapply for financing?