Most Popular Lending Content
Lending Policies Using Credit Scoring
04/21/2003
Do you have suggestions for resources in developing bank lending policies which utilize credit scoring on consumer loans?
Flood Insurance Waiver
04/21/2003
I'm needing to know what the best way is to document the file for a waiver of flood insurance on agricultural land (with a barn on it). Is flood insurance really required?
Can we require a customer to maintain terrorism insurance on collateral?
04/21/2003
Can we require a customer to maintain terrorism insurance on collateral?
Sharing Information From Co-applicants With Co-applicants
04/21/2003
When you have several individuals (4 or 5) who are all co-applicants, may we discuss all applicant's financial information with the primary applicant since all applicants will be personally liable. For instance, the financial information we are lacking to make a credit decision or why we cannot approve the loan request because of insufficient combined income to service all of the applicant's debts?
Can we provide a copy of their credit report to a customer?
04/21/2003
Can we provide a copy of their credit report to a customer?