Most Popular Lending Content
Late Fees and Insiders
05/05/2024
Overdrafts may be one issue, but what about a late fee waiver on a loan for bank director - would this be a violation of Reg. O?
Rejected Counteroffer
04/28/2024
A customer applied for a HELOC and the Bank decides not to approve them due to their declining financial condition and offered a closed end home equity loan. The customer declined the offer, paid off the HELOC and went elsewhere. Is an Adverse Action Notice required?
Customer Impact for Streamlined Document Management
04/28/2024
How might streamlining a financial institution’s document management benefit its customers?
Gaining Buy-In for Streamlined Document Management
04/28/2024
What steps can leaders take to gain internal buy-in for enhanced document management?
New Branches and CRA
04/28/2024
What are the main compliance concerns when considering opening a small satellite office or branch which is located within your CRA area? Specifically with issues in dual control / audits / approvals and when limited staff is available at different levels? Are rules any different that with the main branch?