Most Popular Lending Content
FCRA & Telephone Applications
05/17/2004
Do we have sufficient authorization to pull a credit report when we take a telephone application?
OCC addresses real estate lending calculations, limits - Mary Beth Guard
05/10/2004
OCC addresses real estate lending calculations, limits
by Mary Beth Guard, BOL Guru
Rescission on Interest and Fees
05/03/2004
Does the right of rescission apply when a customer refinances and we include the accrued interest and closing costs? We are the original lender.
Construction Loan Term Limits
05/03/2004
Are there any limits on how many months a construction loan term can be? I have heard in the past that a construction loan could not exceed 12 months, but I do not know why.
Usurious Loan with CD Collateral
05/03/2004
Is it usurious to use the proceeds of a loan, deposit it to a Certificate of Deposit, then use that Certificate of Deposit as collateral for the loan?