Most Popular Lending Content
$8 credit card late fee – will it impact our credit card customers?
06/16/2024
I’ve been hearing about the new $8 cap on credit card late fees. My bank offers cards issued by an agent bank, but the card shows our bank logo and we hand out brochures for the product. Will our customers be impacted?
Does Regulation F affect correspondent lending?
06/16/2024
Does the Regulation F limitation on interbank liabilities apply to correspondent lending? In other words, if two banks are party to a correspondent lending sale/purchase agreement, does the purchasing bank need to follow Reg F?
Regulation Z Coverage
06/16/2024
How does the Truth in Lending Act and Regulation Z apply to a commercial loan?
Getting a current list of MSAs
06/16/2024
1. Where can I find a list of the current MSAs to help determine if we must now report for HMDA (or perhaps no longer are a HMDA reporter)?
Is this loan covered by the Military Lending Act?
06/09/2024
Do I need to have an MLA search for a consumer real estate loan with no structures?