Most Popular Lending Content
Policy exception tracking systems
02/23/2025
How do financial institutions track policy exceptions?
Reporting Income for CRA
02/23/2025
When reviewing purchased loans for CRA that are business purpose loans, can we use the revenue listed on the Loan Summary page to determine revenue if there is nothing else in the file that show the business income?
Texas homestead and lien validity
02/16/2025
We have a situation where a customer owns a Texas property which is their homestead, and the only property they own. They are purchasing a home in Kansas and want to do a bridge loan for this purchase where by a lien is taken on the Kansas property and an additional collateral deed of trust is taken on the Texas homestead property. Since the deed of trust on the additional collateral does not become valid until the Texas property ceased to be homestead property and the property being purchased is not in Texas, is the lien on the additional collateral valid?
Commercial credit analysis teams
02/16/2025
What is a commercial credit team?
Exception challenges and commercial credit analysis
02/16/2025
How can missing documents create issues for commercial credit analysis?