Most Popular Lending Content
Rate sheet
07/07/2024
Are we required to use a rate sheet for commercial loans?
Are buydowns the same as discount points?
07/07/2024
Are buydowns the same as discount points?
Fair lending concerns
06/30/2024
Aren’t fair lending concerns limited to mortgage loans?
Reporting business purpose loans under HMDA
06/30/2024
Must business purpose loans be reported?
Integrated disclosures, Pol/Proc, Reg Z
06/30/2024
If our policy is to not disclose Title Insurance on loans less than $300,000, could a Change in Circumstances such as an error allow us toredisclose with title insurance, if this can be done within 3 days of being notified of the error? If so, would this cause the closing date to be moved further out?