Most Popular Lending Content
Expiring documents at financial institutions
10/20/2024
Why do some banking documents expire?
Appraisal timing and fair lending
10/20/2024
If a financial institutions normal process for commercial property loans is to start appraisal bids/engagements post-decision, can there be fair lending violations for starting appraisal bids/engagements pre-decision for customers based on length of relationship with the financial institution, credit exposure with the financial institution, etc?
Providing copy of appraisal final inspection
10/13/2024
Is there an ECOA/Regulation B delivery requirement for an appraisal final inspection to the borrowers prior to closing if the initial appraisal has already been delivered?
Flood insurance requirement for loan on unimproved
10/13/2024
If a property is in a flood zone but is raw land with only a boat dock, is flood insurance required?
Credit document imaging
10/13/2024
What is involved with credit document imaging?