Most Popular Lending Content
Refunding appraisal and credit report fees at close
09/15/2024
Can I advertise "FREE APPRAISAL" on a mortgage postcard, but indicate in small print (client must pay the appraisal upfront, reimbursement will apply once the loan has closed), to that statement OR "FREE CREDIT REPORT," one or the other?
Exception category
09/15/2024
What is an exception category?
UDAAP, Cons., CML, All the Above
09/15/2024
Does UDAAP apply to just consumers, or all customers?
Discontinuing USDA and FHA lending
09/08/2024
In considering discontinuing offering USDA Guaranteed and FHA loan programs, what compliance concerns/issues should we be aware of?
Does E-SIGN consent cover future loans?
09/08/2024
When a borrower consents to do business electronically and the loan pays off and at sometime in the future he applies for a new loan, do we have to get a new consent to do business electronically?