Most Popular Lending Content
Customer service issues caused by paper documents
11/24/2024
How might a paper-based approach lead to customer service issues?
HELOC historical table and SOFR
11/17/2024
Reg Z section 1026.40 requires us to disclose a historical table to reflect the most recent 15 years of index values. However, SOFR has only been available since 2018. Do we only need to disclose the years starting from 2018 even when the length of the plan is more than 15 years?
Loan files: moving from paper to electronic
11/17/2024
Why might an institution decide to digitize its loan files?
Loan files and financial institutions
11/17/2024
What are the main use cases for loan files?
HMDA reporting and loan purpose
11/17/2024
If we have a consumer HELOC denial with the stated purpose of "purchase land to build a gas station," is it HMDA reportable?