Most Popular Lending Content
Initial Escrow Statement Accuracy
06/21/2004
If the initial escrow statement doesn't depict any disbursements, is it out of compliance?
Did HMDA Allow "NA" Entries Pre-2004
06/21/2004
For HMDA reporting prior to 2004, were you able to use the codes for "not applicable" for reporting applicant race and sex for multi-family dwellings?
Reg. B - Withdrawn Application
06/21/2004
For consumer applications that are withdrawn by the applicant, what type of notification (if any) should the applicant receive?
Is a GFE Required if We Close Before 3 Days
06/21/2004
Does a Good Faith Estimate need to be provided when a residential real estate loan is closed within 3 business days of application?
RESPA Escrow and Excess Funds
06/21/2004
When we do our annual analysis and find out there are excess funds in an escrow account, can we apply the funds to payments that are delinquent? The accounts are more than 30 days delinquent.