Latest Lending - UGMA Topics

The U.S. Department of Justice has filed a discrimination suit against First National Bank of Gordon, Nebraska.

We have been talking about "managing compliance" or compliance "management" for some years. Those of us who do it - who manage compliance - know what it is.

Question: Customers are asking our bank to refinance their loans with us at rates below what we generally offer.

After more than a quarter century of disclosing the costs of credit, there is movement toward re-evaluating the methods used to disclose costs in the Truth in Lending and Real Estate Settlement Pro

Question: One of the reasons on our adverse action notice form is "Limited credit experience with this bank." Is this a valid reason to deny credit?