Latest Lending Topics

OCC and the American Bankers Association have scheduled a joint Community Development Lending conference for November 4-6, 1997 in New Orleans.

One of the most common violations that examiners find in RESPA is the failure to send out the Good Faith Estimate within three days of application.

Why, when there have been concerted efforts by both Congress and the bank regulatory agencies (to say nothing of the industry) to reduce regulatory burden, does it seem to be growing instead?

Legislation has been introduced that would make issuing loan checks to solicit the opening of a credit account illegal.

Information privacy - information about the consumer - is one of the hottest growing areas in regulatory compliance.

The Year 2000 is bringing some potentially serious problems for anything based on, using, or run by a computer.

To improve communications between banks and the agency, the FDIC is establishing a case manager system.

The Home Ownership and Equity Protection Act of 1994 requires the Federal Reserve Board to adjust the total amount of "total points and fees" paid by the borrower that triggers the additional discl

In keeping with its annual schedule for updating the Regulation Z commentary, the Federal Reserve Board has proposed revisions to the commentary.

Managing a compliance program for fair lending has always been difficult because so much of fair lending turns on the fact situation and how it is viewed.