03/29/2010
For purposes of setting up an estate account, who is considered the customer for purposes of CIP?
03/22/2010
When a consumer loan is secured only by real estate, the title to the mobile home that rests on the property is not taken as collateral. Should early disclosures be provided to the customer or can the loan be treated as if it is vacant land?
03/15/2010
A customer has requested the Social Security office to appoint a new representative payee for her account. This was granted. How do we handle the change, and can the new rep close the existing account?
10/26/2009
We have an attorney who wants to open an escrow account; however, the funds are from an estate that is being contested. He wants to open the account with the deceased's SSN. Should he not have to get a tax ID number?
10/01/2009
By Agents of the Federal Bureau of Investigation and Immigration and Customs Enforcement
08/24/2009
If we require borrowers to maintain insurance on whatever security they pledge (real estate, livestock, machinery, etc.), but do not require that they use a specific provider to obtain the insurance, are we required to estimate how much the insurance will cost them and disclose that on the Good Faith Estimate?
04/13/2009
Does a person have to sign the notice of right to receive copy of appraisal if he or she is signing the security deed pledging interest in the real estate, but is not a borrower or co-borrower?
04/13/2009
Does a person have to sign the notice of right to receive copy of appraisal if he or she is signing the security deed pledging interest in the real estate, but is not a borrower or co-borrower?
03/16/2009
What is the rule on returning checks when a Social Security recipient dies?
03/09/2009
What do regulators want us to check for to satisfy stress testing requirements?