Compliance Action, Volume 12, Number 9

Subprime Mortgage Lending: Final Guidance from the Agencies (4 Action Steps)

by Lucy Griffin

Final guidance issued by the regulatory agencies differentiates between subprime, predatory and non-traditional lending.

Questions About CRA? Agencies Propose Answers (4 Action Steps)

By Lucy Griffin

New Q&As and revisions to existing Q&As for the CRA regulation are proposed by the agencies

Predatory, Subprime, Nontraditional: What's the Difference? (Chart)

By Lucy Griffin

Knowing the differences in the terms and appropriate marketing techniques are important keys to maintaining compliance in mortgage lending.

Compliance Notes

• BBSA Litigation Trends
• Regulation E Exemption
• FinCEN Publishes MSB List
• FDIC's CRA Project
• BSA and Silos
• More Check Processing Changes
• Congress is Active

Compliance Calendar

In the Editor's Opinion
How Far We Have Come

By Lucy Griffin

In spite of being unloved and unwanted, compliance professionals have made significant progress in the past two decades.

Compliance Q & A

• "Length of Employment" as Credit-Relevant Factor
• Predatory Lending Concerns with Interest Repayment