Compliance Action, Volume 17, Number 16
December 21, 2012
Serving the Unbanked and Underbanked: FDIC's Study (6 Action Steps)
By Lucy Griffin
The FDIC's 2011 "Survey of Banks' Efforts to Serve the Unbanked and Underbanked" provides financial institutions with some effective ways to better serve customers and identify and bring in new customers while enhancing their CRA rating.
Flood Insurance: A Tidal Wave of Changes (4 Action Steps)
By Lucy Griffin
Significant changes to the Flood Insurance Act and the Flood Disaster Protection Act will bring higher flood insurance premiums and higher civil money penalties for violations.
Action Training
Changes to Flood Insurance (List Items)
By Lucy Griffin
New flood insurance requirements can result in significant penalties for financial institutions. Training on key points is needed to communicate these changes to ensure compliance with the changes.
Compliance Notes
- HSBC Pays Big for BSA
- FDIC Provides Financial Advice for Teens
- FCRA Corrections
- CFPB Goes After Mortgage Relief Fraud
- CFPB Report on Credit Bureaus
- CRA Asset Size for 2013
- CFPB Realigns Supervision
In the Editor's Opinion
The Evolution of Compliance
By Lucy Griffin
Auld Lang Syne to when the responsibilities of the compliance officer were fairly limited.
Compliance Q & A
- Executive Director:
- Lucy H. Griffin, Esq.
- Board of Advisors:
- Patti Blenden
John S. Byrne, Esq.
David Battle
Robert P. Chamness
David Dickinson
Phillips G. Gay, Jr.
Barbara Hurst
Robert G. Rowe, III, Esq.
Michael D. Maher
Andy Zavoina
Compliance Action
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