Compliance Action, Volume 13, Number 16

New Credit Card Rules: Unfair Acts or Practices (4 Action Steps)

By Lucy Griffin

Business is business, but the FTC instructs credit card issuers to play fair.

Overdraft "Protection": More Rules (5 Action Steps)

By Lucy Griffin

Concerns about overdraft protection are addressed in the Fed's final rule changes for Reg DD.

Action Training
Diagnosing Unfair Practices (Chart)

By Lucy Griffin

For the credit industry, the new FTC rules on credit card practices provide a guide to analyzing other practices.

Compliance Notes

• Identity Theft Brochure
• Credit Card Enforcement Case
• CRA Small Bank Size
• Do Consumers Care?
• UDAP and Overdrafts
• What Is or Is Not UDAP?
• Appraisals: Revised Guidelines Proposed

Compliance Calendar

In the Editor's Opinion
Ask For It and Get It

By Lucy Griffin

Be careful what you ask for it...you may just get it.

Compliance Q & A

• Lending Officer Compliance
• Lobbying for HUD Changes
• Fair Lending Training for ALL Staff

Overdraft Protection: Now to Regulation E

One aspect of overdraft protection programs is now being proposed under Regulation E.