04/28/2024
What is the bank depositor fee that the CFPB suggests may be an unfair act or practice?
04/21/2024
What financial institutions are affected by the CFPB’s guidance on surprise overdraft and depositor fees?
03/17/2024
We have a Director who (together with his wife) shares ownership of a law firm. I just learned that we booked a $525,000 loan for that law firm. The loan has a rate and terms comparable to other loans. Is this a problem for Reg O?
03/17/2024
At what level should policy and procedures for handling garnishments and subpoenas be approved?
03/10/2024
Why should we ask bank counsel to review our policies and procedures on handling garnishments and summonses? Doesn’t that just add costs to the effort?
03/10/2024
Does there always have to be a written authorization for an ACH transaction affecting a consumer’s account?
03/03/2024
Who should be responsible for managing the bank’s handling of garnishment orders and subpoenas?
02/25/2024
Does our bank have to have a written policy or procedures for handling garnishments?
02/18/2024
Management would like to cautiously bank “just one really good” customer who is getting into cannabis sales. Can we ease into it like this, and if so, what should we focus on?
02/18/2024
When are the FDIC’s revised rules effective?