03/05/2012
If a bank targets a high net worth geographical are for a marketing campaign, are they up against any regs? Can someone define "Greenlining" please?
02/25/2008
Would direct marketing to seniors for reverse mortgages be in violation of ECOA due to advertising to a particular group of people, in this case, age-related?
05/29/2006
Would direct marketing to seniors for reverse mortgages be in violation of ECOA due to advertising to a particular group of people, in this case, age-related?
04/24/2006
We give away pens with our name, logo, FDIC logo and Equal housing lender on them. We received an order today, and the company left off the FDIC logo and equal housing lender. Should we send them back or is it alright to use them?
08/01/2005
Our bank is considering a "club account" marketed towards young professionals. I know on the lending side we have ECOA and fair lending to take into consideration, what areas of potential discrimination should we consider on the deposit side? I have read the question answered by Andy Zavoina entitled Is Free Checking for 50 and older an ECOA violation? Are there other regulatory areas to take into consideration?
03/01/2005
Since its introduction several years ago, the regulatory agencies have expressed serious concerns about bounce protection programs which, unlike traditional overdraft programs, can lead consumers i
02/25/2005
06/01/2003
The long awaited, much heralded Section 326 is now the focus of many compliance officers and training officers in the financial industry.
01/01/2003
Question: We have a debit card we offer to consumers. When we deny the card, we send out the loan denial form. Are we using the right one?
07/01/2002
Question: We offer a debit card to our customers.